~ Bank Muamalat Indonesia ~

Product for the Creditor (Shahibul Maal)

"Ummat Saving (Tabungan Ummat) is a Syariah (The Moslem Law) way of investment that enable you to deposit or withdrawal your cash money easily."

Benefit and Facilities :
	ATM Card: 24 Hours Accessibility to more than 8800 ATM network, including BCA and ATM Bersama, all over Indonesia.
	Can be used as a debit card to shop in more than 18000 merchant of BCA Debit card.
	Interesting monthly profit sharing, will be added automatically to your saving account.
	Real-time online system.
	24 Hours Phone Banking, facility include: inquiry, transaction history, PIN Changing, transferring to another account, ZIS Payment.
	Tithe Payment Auto-debit system.
	Monthly Bills Payment Auto-Debit System (Phone Bill, Electricity, Mobile Phone, etc.)
Requirements :
	Initial Deposit is Rp. 50.000,-
	Minimum Deposit is Rp. 25.000,-
	A Copy of ID Card.
	Card Emboss Fee Rp. 7.500,-
	Free Monthly fee (Balance Rp. 1.000.000,- will be charged Rp. 2.500,- per Month).

* ATM Bersama Members include: BNI, BRI, DANAMON, NIAGA, BUKOPIN, MEGA, PERMATA, NISP, BUMIPUTERA, DKI, JABAR, JATIM, SULSEL, KALTIM, KELSEL, IFI, BTPN, SWADESI, MAYAPADA, PRIMA EXPRESS, NUSANTARA PARAHYANGAN, STANDARD CHARTERED, ABN-AMRO, COMMONWEALTH BANK.

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